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While all FHA loans require property appraisals, not all of them will require the submission of an FHA compliance inspection. These are only needed in specific circumstances. For example, if you are purchasing a home that is going through major remodeling, reconstruction, or is new construction, then you will be required to have an FHA/HUD inspection completed. In some cases, you may need to have more than one inspection, as well as a final inspection, completed on the property in order to qualify for an FHA loan.
Items typically requiring an FHA Compliance Inspection:
Final completion of repairs or new construction inspections.
Final completion of new construction inspections.